In accordance with federal regulations, we are giving you this notice to tell you how we may use nonpublic personal financial information (“Personal Information”) about you. This notice applies to both current and former customers of City Loan Inc.
COLLECTION OF PERSONAL INFORMATION
We collect the following Personal Information about you:
Demographic and identifying information, such as your name, address and telephone number;
Credit related information, such as your social security number, income, account information, and information about your debts;
Transactional information, such as your driver’s license number and information needed to complete and process vehicle title and registration forms.
The personal information we collect about you is from the following sources:
DISCLOSURE OF PERSONAL INFORMATION
We may disclosure the personal Information that is described above under the following circumstances:
1) To Our Services Providers
We may disclose some or all of the Personal Information described above to companies that perform services for us or act on our behalf, such as banks, statements processors, repossession companies, collection agencies or our attorneys. We may make such disclosure of Personal Information about you as a customer or former customer.
2) Among Affiliates
We do not share personal Information about you with any affiliates.
3) With Other Third Parties
We do not share Personal Information about you with third parties, except as may be required by law, or except as permitted by law. For example: We may report information about your loan to credit reporting agencies; and, we may be required to provide Personal Information about you pursuant to legal process.
PROTECTION OF INFORMATION
We restrict access to Personal Information to our employees or agents who need this information to provide financial products or services to you. We strive to maintain physical, electronic and procedural safeguards that are consistent with federal standards to guard you Personal Information.
COLLECTION OF PERSONAL INFORMATION
We collect the following Personal Information about you:
Demographic and identifying information, such as your name, address and telephone number;
Credit related information, such as your social security number, income, account information, and information about your debts;
Transactional information, such as your driver’s license number and information needed to complete and process vehicle title and registration forms.
The personal information we collect about you is from the following sources:
· You, such as your name and social security number that you can provide on applications or other forms;
· Us or third parties from transactions you have entered into, such as your loan balance and payment history; and
· Consumer reporting agencies, such as your credit history and information about your credit worthiness.
DISCLOSURE OF PERSONAL INFORMATION
We may disclosure the personal Information that is described above under the following circumstances:
1) To Our Services Providers
We may disclose some or all of the Personal Information described above to companies that perform services for us or act on our behalf, such as banks, statements processors, repossession companies, collection agencies or our attorneys. We may make such disclosure of Personal Information about you as a customer or former customer.
2) Among Affiliates
We do not share personal Information about you with any affiliates.
3) With Other Third Parties
We do not share Personal Information about you with third parties, except as may be required by law, or except as permitted by law. For example: We may report information about your loan to credit reporting agencies; and, we may be required to provide Personal Information about you pursuant to legal process.
PROTECTION OF INFORMATION
We restrict access to Personal Information to our employees or agents who need this information to provide financial products or services to you. We strive to maintain physical, electronic and procedural safeguards that are consistent with federal standards to guard you Personal Information.